How you can benefit from Membership:

Support:  ECCHO is a trusted place to call with Check questions:  411 for information and 911 to assist with “what do I do when” scenarios. Information ECCHO provides regarding check-related issues or questions does not constitute legal advice and should not be relied on as such.

Education:  Live and recorded education provided by industry experts on a wide range of check topics including: check basics, fraud and exceptions management, warranty breaches and dealing direct, Remote Deposit Capture risk, and more.

Advocacy:  ECCHO supports the check industry by advocating on check-related legal and regulatory issues, providing a forum for industry discussion, liaising with key industry organizations and promoting the efficiency of the check image payment system.

ECCHO Rules:  Member-designed electronic check exchange rules establish clear standards for image exchange, and are updated by the membership to reflect on-going changes in the check environment. The ECCHO Rules also include unique features, as well as related commentary that describes the purpose of the Rule, and provides examples of how a Rule applies to hypothetical situations.  If an ECCHO member agrees to exchange check images with another member, they must agree to abide by the ECCHO Rules, which helps avoid the need for executing multiple customized bilateral agreements.

What you need to know:

Any depositary financial institution can become a member of ECCHO.  Choose from:

Footnotes:

1. Must enroll through a Sponsoring Organization (SO).  Pricing is available through SO.
2. Associate Member Dues can be found below.
3. For Participating and Full Membership, contact Scott Miller at (972) 955-1823.
4. Limits apply to Business Committee participation. 

Associate Membership Agreement and Pricing