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EPN® Holiday Schedule

EPN Holiday 2025 2026 2027 2028 2029
New Year's Day January 1 January 1 January 1 January 1* January 1
Martin Luther King Jr. Day January 20 January 19 January 18 January 17 January 15
Presidents Day February 17 February 16 February 15 February 21 February 19
Memorial Day May 26 May 25 May 31 May 29 May 28
Juneteenth National
Independence Day
June 19 June 19 June 19* June 19 June 19
Independence Day July 4 July 4* July 4** July 4 July 4
Labor Day September 1 September 7 September 6 September 4 September 3
Columbus Day / Indigenous Peoples’ Day October 13 October 12 October 11 October 11 October 8
Veterans Day November 11 November 11 November 11 November 11* November 11**
Thanksgiving Day November 27 November 26 November 25 November 23 November 22
Christmas Day December 25 December 25 December 25* December 25 December 25
*Represents a federal holiday that falls on a Saturday. All federal holidays that fall on a Saturday are not observed by EPN, and the preceding Friday and following Monday are EPN processing days. Please note this schedule coincides with the Federal Reserve Bank processing calendar.

Example: EPN will not observe Independence Day, July 4, 2026. EPN is open on both July 3, 2026 (preceding Friday) and July 6, 2026 (following Monday). 
**Represents a federal holiday that falls on a Sunday. EPN observes all federal holidays that fall on a Sunday on the following Monday. Please note this schedule coincides with the Federal Reserve Bank processing calendar.

Example: EPN will observe Independence Day, July 4, 2027 on July 5, 2027 (following Monday).