In the News

• The Clearing House’s ACH Network Continues Multiyear Growth Trend

  March 31, 2025

  The EPN^® network grew 6.2% in 2024, processing $56.4 trillion across 20.7 billion transactions, as businesses and consumers continue to favor electronic payments.

• Financial Institutions Support Administration’s Effort to Maintain U.S. Leadership in Digital Assets

  February 20, 2025

  Leading financial services trade associations voiced strong support today for the goals of the President’s Working Group on Digital Asset Markets.

• CHIPS® Liquidity Algorithm Unlocks Over $5 Billion in Annual Savings, Delivering Efficiency to the Global Financial Market

  February 17, 2025

  The patented liquidity savings algorithm on the CHIPS^® network provided $321 billion in daily liquidity savings to participating banks in 2024.

• BNY Sends Largest Instant Payment in U.S. History, $10 Million Following Transaction Limit Increase

  February 10, 2025

  As businesses increasingly demand faster, more secure, and transparent payment solutions, advancements in real-time payment capabilities are transforming how companies manage liquidity and streamline operations.

• RTP® Network Doubles Volume in 18 Months, Surpassing 1 Billion Transactions and Driving U.S. Payment Innovation

  February 03, 2025

  The exponential acceleration of instant payments on the RTP^® network redefines how money moves across the United States.

• Skyrocketing RTP® Network Growth Sets Stage for 2025

  January 08, 2025

  More than $246 billion moved over the RTP^® network in 2024, up a whopping 94% from 2023, while transaction volume jumped 38% to 343 million.

• Higher $10 Million RTP® Network Transaction Limit Empowers New Uses

  December 04, 2024

  Businesses and financial institutions support the increase of RTP^® network transaction limits to enable instant payments for higher value transactions in real estate, supply chain, inter-company transfers, large merchant settlements, and other business-to-business transactions.

• CHIPS® Celebrates Black Friday by Smashing Payments Record

  December 02, 2024

  CHIPS cleared and settled 1,083,550 payments valued at $2.63 trillion, setting a new daily volume record.

• America Loves Instant Payments, as New RTP® Network Records Show

  November 12, 2024

  Consumer and businesses are getting paid faster each day, to the tune of a record 31.7 million transactions in October – averaging 1 million payments per day – exclusively on the RTP^® network, the largest instant payment system in the United States that serves a growing and diverse corporate and consumer user base. 

• RTP® Network Has Billion Dollar Day

  July 10, 2024

  The RTP® network, the real-time payment system that powers a growing and diverse corporate and consumer user base, set new records in Q2, including a notable $1 billion in payments in a single day.