2024 Edition. Changes from 2023 include: 

• Changes were made to sections II(A)–(C) and XIX(O) to ensure that section XIX(O) (“Rule 9”) could apply to exchanges of Electronic Checks from one Member to another Member (so long as neither Member has opted out of Rule 9), regardless of whether the Electronic Checks are collected under the ECCHO Rules or other rules (e.g., through the Federal Reserve Banks). 

With nearly 300 pages devoted to the ECCHO Operating Rules (for ECCHO members), this publication also includes another 100 pages of additional features of value to ALL check professionals, including these handy references:
• Adjustment Comparison: ECCHO and Federal Reserve
• Canadian Image at a Glance
• Canadian Return Codes
• Duplicates: Claims at a Glance
• Indorsements
o Bank Endorsement Standards
o Payee Indorsements
• Magnetic Ink Requirement on Checks
• RDC Indemnity
• Reg CC Subpart B Availability and Amounts
• Returns
• Return Codes
• Rule 8 Brief
• Rule 9
• Stale Dated Checks