THIS PRODUCT IS PRICES FOR QUANTITIES OF 5 OR MORE ONLY. To order smaller quantities, please return to the store and choose the product priced for quantities up to 4. 

Access to the Rules & Guidelines helps to identify new opportunities to leverage the ACH Network to meet customer’s needs, while maintaining a clear understanding of networking requirements.

The Rules include the legal framework for the ACH Network, and the basic obligations of each ACH Network participant. Additionally, the included appendices contain details on Rules enforcement, annual audit requirements, a complete table or return reason codes and formatting specifications. 

The Guidelines expands on the Rules, providing complete discussions of each ACH Network participant type and its role and responsibilities, detailed overviews of the Standard Entry Class Codes and use-case examples in special topic areas, such as Third-Party Service Providers. 

Please review complete product details prior to ordering: 

• The ability to receive a discounted price for bulk order will be available until February 28 ,2025.

• Nacha included a complimentary online access code for the NachaOperatingRulesOnline.org website with all books ordered on or before November 21, 2024 pre-production period. Although TCHPA purchased some additional stock, we cannot guarantee that orders placed after November 21, 2024 will include a code. 

• The Clearing House provides all financial institution members with one complimentary Nacha Operating Rules & Guidelines book, which is expected to be delivered in late December 2024 to the attention of your ACH Department.

• Postal and other shipping service slowdowns that are beyond the control of TCHPA may impact delivery; however, orders placed by December 1, 2024 are expected to be delivered by January 1, 2025.

• ODFIs- Purchase the Nacha Operating Rules & Guidelines for your Originators and remind them of their compliance responsibilities. 

• Your 2025 Nacha Operating Rules & Guidelines format options include Book, Online Access and eBook (aka Digital App, mimics the format of the printed book.)