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Car Sales and Auto Lending
Expediting New and Used Car Sales
Real-time payments over the RTP® network allow car sellers to receive payment at the same time they hand over the keys to the buyer.
Consumer Loans
Expediting Personal Loans for Consumers
Consumers who need short-term loans in an emergency benefit from real-time payments.
Corporate Credit Cards
RTP® Payments Help Keep Corporate Cards Funded
Instant payments can prefund or pay balances for corporate cards.
Digital Wallets
Instantly Move Funds From Digital Wallets to Bank Accounts
Real-time payments over the RTP® network allow customers to transfer stored digital-wallet funds instantaneously.
Earned Wage Access
Instant Pay Reduces Financial Anxiety
Access to earned wages or real-time pay helps workers during difficult economic times.
Freight Factoring
Instant Payments Provides Competitive Advantage
Payments over the RTP® network allow companies that use factoring to receive their payments instantly.
Merchant Funding
Merchants/SMB Can Improve Cash Flow with RTP® Payments
Real-time payments allow merchants to receive their funds 24/7, improving cash flow and removing payment delays.
Mortgage
Real Estate Transactions Benefit from RTP®
Real-time payments streamlines the real-estate closing process, and increases customer satisfaction.
Payroll
Real-time Payments for Payroll
Payments over the RTP® network allow employers to send employees their pay at the end of their shift.
Sports Wagering
Transfer Sports Wagering Winnings to Bank Accounts in Real Time
Instant payments eliminates the wait players have experienced when moving sports wagering winnings to bank accounts.
Transportation
Instant Payments Keep Transportation Companies on the Move
Payments over the RTP® network allow transportation companies to pay for transportation-related costs within seconds.