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Join us as we celebrate National AAP Recognition Day and our AAP Members
Earn your certificate of completion from TCHPA to show your knowledge of ACH. You must complete required courses prior to earning the certificate.
Earn your certificate of completion from TCHPA to show your knowledge of ACH. You must complete required courses prior to earning the certificate.
In this session, we will review common ACH Exceptions such as Prenotes, NOCs, Reversals, Returns, and Reclamations. Through various scenarios, we'll discuss RDFI responsibilities and proper procedures according to the Nacha Operating Rules.
This session will help bring order to the alphabet soup of ACH Standard Entry Class (SEC) Codes and file formats.  
Learn about the Automated Clearing House (ACH) Network, its participants, and the Nacha Operating Rules & Guidelines which govern the ACH network.
Earn your certificate of completion from TCHPA to show your knowledge of ACH. You must complete required courses prior to earning the certificate.
This session focuses on the handling of ACH exceptions from the Receiving Depository Financial Institution (RDFI) perspective, including the proper use of Return Reason Codes. 
Equip yourself with the tools to navigate the complexities of ACH returns and reversals
Learn the Nacha Operating Rules for ACH reversing entries and related risk considerations.
This session addresses Risk Management for Credit Risk, Fraud Risk, and Operational Risk for Corporates. 
Learn the various areas of ACH risk and  key components of an effective ACH risk management program.
This session explores the ACH Rule changes recently approved by the Nacha voting membership.  If your responsibilities include ACH, TCHPA encourages you to attend this session.
Held annually, this session provides a review of recent ACH Rule changes and a preview of the rules that will become effective in the coming year (2025).
Join TCHPA and explore Third-Party relationships and risk management controls when selecting ACH vendors.
This session will look at how FinTechs go about choosing a financial institution to act as their ODFI, and what every ODFI should consider before signing on the dotted line. 
This session will look at how FinTechs go about choosing a financial institution to act as their ODFI, and what every ODFI should consider before signing on the dotted line. 
First in our “Ask an Auditor” series of 15-minute webinars, TCHPA staff discusses the ACH Rules and common ACH audit findings for General Compliance.  
Third in our “Ask an Auditor” series of 15-minute webinars, TCHPA staff discusses the ACH Rules and common ACH audit findings for ODFI Compliance.  
Second in our “Ask an Auditor” series of 15-minute webinars, TCHPA staff discusses the ACH Rules and common ACH audit findings for RDFI Compliance.  
Fifth in our “Ask an Auditor” series of 15-minute webinars, TCHPA staff discusses the Rules for the ACH Risk Assessment and common  audit findings for Compliance.  
Fourth in our “Ask an Auditor” series of 15-minute webinars, TCHPA staff discusses the ACH Rules and common ACH audit findings for Third Party Senders Compliance.  
 
Fifth in our “Ask an Auditor” series of 15-minute webinars, TCHPA staff discusses the ACH Rules and common ACH audit findings for General Compliance.  
Sixth in our “Ask an Auditor” series of 15-minute webinars, TCHPA staff discusses the ACH Rules and common ACH audit findings for General Compliance.  
This course was developed for those who have responsibility for their financial institution's (FI's) Bank Secrecy Act/ Anti-Money Laundering and Counter Financing of Terrorism programs. 
The Bank Secrecy Act developed in 1970 and the Anti-Money Laundering ACT of 2020 are the legislative framework requiring U.S. Financial Institutions to assist U.S. government agencies to detect and prevent money laundering and the financing of terrorism. This session will review the key components of a BSA/AML Compliance Program: Risk Assessment, Internal Controls Review, Independent Testing, BSA/AML Compliance Officer, and BSA/Compliance Training as well as tools and resources to strengthen your BSA/AML risk management programs.
This session explores a variety of scenarios for BCP consideration. 
This session provides an introduction to the Card payment system by understanding participants and transaction process flow, governance and risk management considerations.
Earn your certificate of completion from TCHPA to show your knowledge of checks. You must complete the required courses prior to earning the certificate. 
Check fraud is an industry wide problem. In this session we discuss the various types of fraud such as altered, counterfeit, and unauthorized indorsements and signatures. We'll review the risks that apply to accepting and paying checks as well as how to mitigate those risks. 
Check fraud is an industry wide problem. In this session we discuss the various types of fraud and the risks that apply to accepting and paying checks. 
This session will cover the image exchange rules for the Federal Reserve and for private exchange.
This session will cover where to find warranties and indemnities and what your financial institution's obligations are when those warranties are breached. 
Check 'gurus' from ECCHO and TCHPA will provide a high level overview of some of the most common check issues and questions financial institutions face.
This session addresses the laws and regulations that govern check and the warranties they impose on financial institutions.
Learn to conduct an ACH audit and explore the most common audit findings. 
Join TCHPA for an interactive discussion as we explore considerations for assessing ACH risks throughout your organization. 
This session provides a high-level overview of the obligations of an Originating Depository Financial Institution (ODFI) when implementing ACH Origination.
Our discussion will discuss various aspects for a financial institution to operate in an instant payment and "always open" environment.
Earn your certificate of completion from TCHPA to show your knowledge of payments risk. You must complete required courses prior to earning the certificate.
Learn how to manage and resolve exceptions while ensuring compliance and minimizing disruptions
Understand return timeframe requirements and how to put your company in the best position to be proactive in dealing with fraud and errors. 
Through scenarios and case studies, you will learn key aspects of business continuity planning and management so that your organization is better prepared.
In this session, we will review the various payment rails including benefits and use cases as well as risk management and implementing a payments strategy. 
This sessions will help Originators operate in compliance with Nacha’s Operating Rules and Guidelines.
Understand ACH authorization requirements, retention policies, and more. 
Attendees will gain an understanding of the overall risks associated with electronic payment processing and considerations for building a risk management strategy.
Attendees will gain an understanding of the overall risks associated with electronic payment processing. 
This session will provide the basics of cryptocurrency with a focus on handling cryptocurrency related transactions.
This session will discuss sound business practices for satisfying the requirements of the related rules and regulations when electronic signatures are utilized. 
Earn your certificate of completion from TCHPA to show your knowledge of Faster Payments. You must complete required courses prior to earning the certificate.
This session will explore the considerations for financial institutions to manage risk in a risk payments environment. 
This session will address a financial institution's obligations for posting and returning benefit payments, liability, death notifications, Notice of Reclamations and return of post death benefit payments. 
This session will help guide your organization in understanding the scope of Operating Circular 8 as it applies to funds transfers made through the FedNow Service.
Learn how to prevent check fraud and what to do when it happens. 
As parents, guardians, friends, or family, you can be equipped with the knowledge to keep kids safe from online predators and human trafficking.
Learn how it happens and what to do. 
Learn how to protect yourself and your loved ones from romance scams.
Learn the foundations of cybersecurity.
Learn tips to prevent yourself from being a victim of IRS impersonation. 
Learn how friendly fraud happens and what you can do about it. 
Learn five things you can do to be proactive at protecting your company.
Learn how to identify and address credit-push fraud. 
Understand the different forms of transnational crime and what you need to know.
This session will help you develop an ongoing education campaign internally and externally as well as where to report fraud once it has occurred.
The relationship between your company and your chosen financial institution is an important one. With all of the innovation going on in the payment arena, it has never been more critical for you to understand how to engage your banker as your partner.
In this session we will review the participants, transaction process flow, governance, and key features of the Real Time Payments Network through The Clearing House and FedNow Services through the Federal Reserve. 
Attendees will learn who is the FFIEC and what is their role in the banking and financial services industry, including guidance specific to retail payments.
ISO 20022- Are you Ready? Are you ready for the future of global banking? 
This intensive 6-week program is designed to get you ready to sit for the National Check Professional (NCP) Exam
Nacha Rules state that ODFIs take on all the warranties and responsibilities for their Originator’s compliance with the Nacha Rules. But what about the Originator?  What are their roles, responsibilities, and obligations?
This session reviews ODFI responsibilities and warranties according to the Nacha Operating Rules such as prerequisites to ACH Origination, Authorization, Warranties, and more.
Learn the best business practices and procedures to have in place and ensure that you are employing the appropriate level of due diligence for onboarding and monitoring ACH Originating companies. 
Learn about the necessary pre-origination requirements and technical aspect of originating International ACH Transactions according to the Nacha Operating Rules. 
Earn your certificate of completion from TCHPA to show your knowledge of payments fundamentals
In 2024 TCHPA conducted a survey with peer organizations about current and future process around dealing with the aftermath of payments fraud. Join us as this session provides results and observations from that survey
This session offers an examination and discussion of significant policy developments in Washington as well as insights on the results of the recent Presidential and Congressional elections. 
Earn your certificate of completion from TCHPA to show your knowledge of payments risk. You must complete required courses prior to earning the certificate.
Gain an understanding of the five main types payment risk. 
This session reviews the six major goals for PCI DSS, as created by the PCI Security Standards Council, and the requirements for proper PCI DSS compliance.
Learn the proper uses, participant responsibilities, and exception processing for ACH Prenotifications (Prenotes), Notifications of Change (NOCs), and Micro-Entries.
In this session you will learn key terms, participants, and workflows of push to card transactions. 
Uncover the risks of the Depositary Bank for Remote Deposit Capture and how the Holder in Due Course impacts those risks. 
 
Gain a better understanding of Remote Deposit Capture risk management provided through warranties, liabilities, and FFIEC Guidance. Understand the risk that applies and how to mitigate the risk.
Uncover the essential responsibilities for the RDFI (Receiving Depository Financial Institution)
Learn the ACH Rules and responsibilities as a Receiving Depositary Financial Institution (RDFI).
Listen to this interactive conversation about how the RTP Network can benefit your organization.
This session provides a high level overview of Regulation CC and the responsibilities  and warranties of the depositary bank and the paying bank.
This webinar covers consumer and financial institution liability under the Electronic Fund Transfer Act and Regulation E, including how those principles apply to new trends in payments fraud and scams.

This session addresses financial institutions’ error resolution obligations relative to Regulation E.

Attendees will learn about the various regulations, rules and laws that govern the U.S. payment systems.
Earn your certificate of completion from TCHPA to show your knowledge of checks. You must complete the required courses prior to earning the certificate. 
This session will introduce various types of risks that impact the U.S. payment systems and explore fundamentals of payments risk management
Gain a foundational understanding of the RTP Network, and the use cases for payments that move faster in the U.S. Understand how the RTP Network is different from other payment channels, and how banks and credit unions are leveraging its unique features to solve real challenges. This session will also discuss how to build the business case to implement instant payments for your organization. 
Understand the responsibilities associated with processing on the RTP Network. This session will discuss RTP implementation as well as the operational changes necessary to support you new payments channel. Finally, compliance will be discussed to round out a better understanding of your participant obligations. 
This session addresses the most commonly used ACH Standard Entry Class (SEC) codes, including the purpose and appropriate use for each.
Explore the various SEC Codes, their functions and how they impact transactions. 
This session offers an examination and discussion of significant policy developments in Washington.
This session will provide the third-party risk management life cycle and what you need to know before your next examination
Learn the steps you can take to implement a sound Third-Party risk mitigation program. 
This session explores the Nacha Rules, roles and responsibilities of Third-Party Senders (TPS) and of Nested Third-Party Sender relationships.
Attendees will learn when UCC-4A applies, what protections the law provides and what responsibilities are given to the parties of a UCC-4A funds transfer.
This session explores the details of Universal Commercial Code (UCC) Article 3 (Negotiable Instruments) and Article 4 (Bank Deposits and Collections).
Explore the Nacha Operating Rules for returning consumer and non-consumer entries for stop pay, unauthorized or authorization revoked. 
Understand how to navigate through check returns using appropriate return reasons and understand supporting regulations.
This session will give you a good understanding of how you can use analytics to help get a handle on your data to enhance your risk management. 
Uncover how illicit funds move globally. Join us to understand and act against money laundering
This program will give an overview of the antitrust laws for payments professionals, focusing in particular on interactions with competitors and the limits that the antitrust laws place on those interactions.
Processing checks can be complicated and confusing, but in this session we’ll show you Where does it say that! By laying out the foundation for check legal framework, you’ll then be able to discover the financial institution’s responsibilities for stale and future dated checks, encoding errors, and much more! 
Earn your certificate of completion from TCHPA to show your knowledge of Wire Payments. Prior to earning the certificate, you must register for and complete the required courses. 
Learn about U.S. dollar wire transfer networks and participants, the general payment flow, cut-off times, legal governance and more.
This session explores considerations and sound business practices for those supporting the high-value, time-sensitive environment of U.S. dollar wire processing.
This session discusses the risks that impact domestic wires, with an emphasis on Compliance, Credit, Fraud and Operational risks.